As energy costs continue to rise, Ontario residents are increasingly focused on improving energy-efficiency in order to save money on utility bills and reduce their carbon footprint. Among the various components the contribute to a home’s energy efficiency are windows and doors. They are more than just openings in your home, they are gateways to both natural light and energy loss. Inefficient windows and doors can allow heat to escape in the winter and enter during the summer leading to increased heating and cooling costs.
By upgrading these openings with high-performance, energy-efficient models, homeowners can significantly improve their home’s insulation, reducing their energy consumption and leading to an approximate 8-10% savings on their energy bills each year.
In this post, we will look at exciting opportunities that are available to Ontario homeowners in 2025 that make home improvements more accessible and affordable. Programs like the Canada Greener Homes Loan, the Toronto Home Energy Loan Program, Better Homes Ottawa and great financing options from EcoTech, offer interest-free financing, making it possible to get started on your project sooner than you thought.
Here’s what Ontario homeowners need to know to make the most of these opportunities in 2025.
Why Energy-Efficient Windows and Doors Matter
As mentioned, windows and doors play a crucial role in the energy conservation within your home. Older, inefficient models are major sources of energy loss, contributing up to 25% of household energy waste. When cold air seeps through cracks and gaps around openings, it can cause drafts and discomfort while increasing energy consumption. This energy loss translates directly to increased bills, as your HVAC system works overtime to maintain you desired indoor temperature.
Upgrading to energy-efficient windows and doors from EcoTech offers a variety of benefits:
- Reduced Heating/Cooling Bills: By minimizing energy loss, energy-efficient windows and doors can significantly lower your heating costs throughout the winter months.
- Increased Comfort: These windows and doors help maintain a more consistent indoor temperature, reducing drafts and ensuring a comfortable living space.
- Environmental Impact: By reducing your reliance on fossil fuels for heating and cooling, you contribute to a cleaner and healthier environment.
Beyond these immediate advantages, investing in energy-efficient windows and doors can also enhance your home’s value, aesthetic and sustainability. Potential buyers are increasingly attracted to homes with energy-efficient features. Additionally, by reducing your energy consumption, you are taking a proactive step towards a more sustainable future.
Overview of Energy Loans, Rebates and Incentives (2025)
Canada Greener Homes Loan
The federal government offers the Canada Greener Homes Loan, which offers interest-free financing to assist in making your home more energy-efficient. The loan can help you finance eligible retrofits projects, including windows and doors, that are recommended by a certified Energy Advisor and have not yet begun. With a loan term of up to 10 years, a maximum of $40,000 and being interest-free, the Canada Greener Homes Loan provides significant support for homeowners ready to start their home improvements.
To qualify, homeowners must submit their loan application and receive approval before beginning any work. Starting retrofit projects before the application is submitted will disqualify them from loan eligibility, so careful planning and timing are essential.
Toronto Home Energy Loan Program (HELP)
The Toronto Home Energy Loan Program (HELP) is a city-run financing initiative that helps homeowners in Toronto make energy-efficient upgrades, such as replacing windows or upgrading doors, more affordable.
Homeowners can borrow up to $125,000 at low-interest rates and repay the loan over a period of up to 20 years through their property tax bill. This program is part of Toronto’s climate action strategy to reduce greenhouse gas emissions and improve sustainability. It’s designed to eliminate financial barriers by offering loans that are transferable if the homeowner sells their property. Eligible upgrades available from EcoTech includes high-efficiency windows and insulated entry doors, as well as high-performance patio and garage doors which can significantly reduce energy bills, improve home comfort, and increase property value.
EcoTech Windows & Doors supports homeowners in leveraging the HELP program for energy-efficient upgrades. Our products, including Energy Star-certified windows and insulated doors, meet HELP eligibility requirements and are tailored to maximize energy savings and comfort.
EcoTech’s team assists clients throughout the process, from application and energy assessment to installation. By combining HELP with other rebates and incentives, such as the Canada Greener Homes Grant, homeowners can achieve significant savings while making their homes more sustainable and secure.
For more information, ask your EcoTech product specialist or check out our Understanding Toronto’s HELP article.
Better Homes Ottawa Loan Program
Similar to the Toronto HELP initiative, the Better Homes Ottawa Loan Program (BHOLP) is also a city-run initiative offering low- or zero-interest loans to help Ottawa homeowners afford energy-efficient home upgrades, such as replacing windows and doors. With loans repayable over up to 20 years through property tax bills, the program aims to eliminate financial barriers, improve energy efficiency, and support Ottawa’s climate action goals.
Eligible upgrades include high-performance windows with double or triple glazing, low-E coatings, and argon gas fills, as well as insulated doors that enhance home comfort, reduce energy bills, and increase property value.
EcoTech Windows & Doors is a proud partner in helping homeowners leverage the BHOLP to make impactful energy-saving upgrades. Their Energy Star-certified windows and doors meet BHOLP requirements, and their team guides clients through the process, from energy assessments to installation.
By combining BHOLP financing with other programs like the Canada Greener Homes Grant, EcoTech helps Ottawa homeowners reduce costs and build more sustainable homes while boosting comfort and security.
For more information, ask your EcoTech product specialist or check out our Better Homes Ottawa article.
Additional Municipalities
The Federal government has announced funding for additional municipalities to develop home-energy upgrade financing programs to help Ontario homeowners save money:
These municipalities include:
- Thunder Bay
- Peterborough
- Windsor
- Aurora
- Sault Ste. Marie
- Orillia
In addition, funding has been provided to the Clean Air Partnership, a charity organization, to develop financing programs for local communities, including:
- Dufferin County
- London
- Barrie
- Huntsville
- Clarington
- Kawartha Lakes
- Tay Valley Township
While these programs are still in development, EcoTech is prepared to help navigate homeowners through the application process once funding is available.
Eligible Window and Door Retrofits
When it comes to eligible upgrades, investing in Energy Star-certified windows and doors can make a noticeable difference in your home’s energy-efficiency. At EcoTech Windows and Doors, we offer high-performance, energy-efficient window and door models designed to reduce energy loss, enhance comfort and improve your home’s aesthetic appeal – and all of them qualify for these Ontario-based loan and incentive programs.
Great Financing Options from EcoTech
While the long-term benefits of window replacement are clear, many homeowners may still find the upfront costs a challenge. To make the process more manageable, and to get your home improvements started sooner, EcoTech Windows and Doors has partnered with Financeit to offer several flexible financing options. These include:
- Payment plans start as low as $49 per month, ensuring affordability for a wide range of homeowners.
- No-payments for up to 12 months, allowing homeowners to upgrade now and pay later.
- 0% financing on approved credit, eliminating interest and helping homeowners save even more over time.
Additionally, it is important to remember that all of these options can be combined and used to access the interest-free loans that homeowners require to get their retrofits started with energy-efficient upgrades, including windows and doors!
This further enhances the affordability of completing a project, with long-term savings on both energy costs and the resale value of your property.
How to Get Started
EcoTech Windows and Doors makes it simple to start your window and door project:
- Free Consultation: Call us today and book a free consultation with one of our product specialists. Our team will help you discuss your goals, evaluate your needs, and help you navigate the loan process.
- Apply for the Canada Greener Homes Loan (or other government loan/incentive): Your product specialist can help you navigate the loan application process, helping to maximize the potential of your home improvement project. It is important to remember that most of these loans need to be applied for BEFORE your retrofits begin.
- Start Your Upgrades: Once approved, you can begin enjoying a more comfortable, energy-efficient home.
Conclusion
Making your home more energy-efficient is a smart investment that pays off in multiple ways, including: lower utility bills, increased comfort, and enhanced property value, all while contributing to a greener planet. Programs like the Canada Greener Homes Loan, Toronto Home Energy Loan Program, and Better Homes Ottawa Loan Program, combined with EcoTech’s flexible financing options, make these upgrades more affordable and accessible than ever.
By upgrading to energy-efficient windows and doors with EcoTech, you’re not only improving your living space but also taking a meaningful step toward a sustainable future. Don’t wait to enjoy the benefits of reduced energy costs and a more comfortable home.
Contact EcoTech Windows and Doors today for a free consultation and get started on your home improvement journey.
Call us today at 888-880-6827 or fill out our contact form and we will call you to schedule a visit.
Quality & Comfort You Can Trust & Afford! You will see the difference right away – find more information at ecotechwindows.ca.
FAQs About Affordable Window and Door Replacement
Why should I replace my old windows and doors?
Older windows and doors can cause up to 25% of household energy loss, increasing your utility bills. Upgrading to energy-efficient models reduces drafts, enhances comfort, and lowers energy consumption, leading to annual savings of 8-10% on energy bills.
How much energy can I save by upgrading my windows and doors?
Energy-efficient windows and doors can reduce your energy bills by approximately 8-10% annually. They also help maintain a consistent indoor temperature, reducing the strain on your HVAC system.
Can I replace only a few windows, or do I need to replace them all at once?
You can replace windows in stages based on your budget or needs. Even replacing a few old, inefficient windows can have a noticeable impact on your home’s energy efficiency and comfort. Hopefully this article provides some insights on how you can make the full upgrade more affordable, and start your projects now but pay later.
Will upgrading my windows and doors increase my home’s resale value?
Yes, energy-efficient windows and doors are attractive to potential buyers. They enhance curb appeal, lower utility costs, and demonstrate a commitment to sustainability, making your home more marketable.
What financing options are available for energy-efficient upgrades?
Homeowners can benefit from programs like the Canada Greener Homes Loan, Toronto HELP, and Better Homes Ottawa Loan, all offering low- or zero-interest financing. Additionally, EcoTech provides flexible payment plans starting at $49/month and no-pay options for up to 12 months.
Do I need to apply for loans before starting my retrofit project?
Yes, for programs like the Canada Greener Homes Loan, applications must be submitted and approved before beginning any retrofits. Starting work before approval may disqualify your project.
What types of windows and doors qualify for these incentives?
Energy Star-certified windows and doors with features like double or triple glazing, low-E coatings, and argon gas fills are eligible for most government programs and EcoTech’s financing options.
How can EcoTech help me navigate the process?
EcoTech provides end-to-end assistance, from free consultations and energy assessments to loan application support and expert installation. Our team ensures you maximize savings and enjoy a seamless upgrade experience.
Are energy-efficient windows and doors only beneficial during the winter?
No, they are effective year-round. In the winter, they reduce heat loss, and in the summer, they minimize heat gain, helping to maintain a comfortable indoor temperature in any season.
Do energy-efficient windows and doors require special maintenance?
No, they require minimal maintenance beyond regular cleaning. High-quality materials and advanced designs make them durable and easy to care for, often lasting longer than older models.
